Heloc Interest Rates For 2025. A heloc, or home equity line of credit, allows you to borrow against the value of your home. If you have substantial equity in your home and need significant financing, a $500k heloc offers a great deal of.
The rates on home equity lines of credit (helocs) and home equity loans remain unattractively high, even as mortgage rates nosedived in late 2023. When shopping for a heloc, look for a competitive interest rate, repayment terms that meet your needs and minimal fees.